Philosophy
Why “Free” Annuity Reviews Are Rarely Free
The economic reality behind sales-driven advice—and what an unbiased review actually looks like.
Best Interest Standard
An honest look at your annuity.
No agenda. No product to sell. I review what you own, tell you what it's actually doing, and let you decide what comes next.
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The Philosophy
This platform exists to correct that. It outlines how annuities should be deconstructed, when they belong in a portfolio, and—crucially—when they do not.
Best Interest Standard
Zero Sales Pressure
Analysis Over Execution
What This Site Is Not
- A product sales funnel
- A rate-shopping commodity site
- Mass-market lead generation
What This Site Is
- The foundation for advice specific to YOU
- Independent analysis before any recommendation
- Education that serves your interests, not a product shelf
Is Your Annuity Working For You?
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Insights
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Perspectives on Annuities, Risk, and Advice
Strategy
AnnuityMax Monthly: March 2026
AMarket volatility, annuity rates, and a few things worth knowing this month.
Philosophy
The Annuity You Own May Be Fine.
A conversation with Bill Aldrich on what a healthy annuity looks like, the red flags most people miss, and why a review doesn’t have to mean something is wrong
About
"I hold the licenses that matter."
Securities. Insurance. Registration as an Investment Advisor Representative. I can analyze, advise, and execute — without being restricted to a single avenue like many advisors are. This isn't about selling you a product. It's about building a structure that survives real life.
Investment Advisor Representative
Series 7, 63, 65
Life & Annuity Licensed
Learn More About My Approach
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Two minutes. Eight questions. Zero pressure.
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Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Aldrich Investment Management are not affiliated. Financial Professionals may only conduct business with residents of the states or jurisdictions in which they are properly registered, licensed or exempt from registration and not all of the securities, products and services mentioned are available in every state or jurisdiction.